Ripple Effect Financial

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Ripple Effect Financial

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Financial Independence for Everyone

Ripple Effect Financial offers a leading financial services platform and experience to help pursue your financial goals. No matter your life story, our tailored approach to planning for retirement will meet you where you are and address your specific goals. And for entrepreneurial-minded individuals looking to grow wealth on their terms, our turnkey system and experienced leadership can help you build your own business through supporting the needs of others. We help make the dream of financial independence possible.

We are committed to helping every person and family that is looking for help, answers and financial education, not just those with high net worth.

Our approach is unique, using financial education to ensure that everyone understands their plan and their strategies.

Financial Stability

Whatever your life’s goals, our financial professionals can help design a strategy tailored to your specific needs. Our financial services are primed to help  you prepare for the long term with life insurance, education planning, and  retirement strategies.

Strategies for Every Season in Life

Life is filled with uncertainties. Fortunately, we have strategies that can help no matter where you are in life. Our deep product portfolio of well-known insurance and financial services from highly rated providers can help prepare you for life’s milestones and protect you against the what-ifs.

Building Entrepeneurs

Our innovative business model enables entrepreneurs to succeed together through a turnkey system and a commission structure that encourages mentorship and teamwork.

We provide an in-house education platform with dedicated mentors to guide your preparation to successfully complete nationally recognized licenses.

Join us today and be part of a team helping individuals and families protect what matters most to them.

Our Services

Business strategies meeting

Business Strategies

Small business owners need financial and insurance options for themselves and their employees, and they need to ensure the future security of their businesses. I can help structure strategies for employees and owners to help ensure if- or when- something happens, those who own and run the business are protected.
Couple doing retirement planning

Retirement Strategies

The key to a successful retirement is one that doesn't require you to compromise your lifestyle or wonder if and when your nest egg will run out. As a licensed Insurance Agent, I can provide a variety of smart, tax efficient solutions to help you prepare for your leisure years confidently without having to sacrifice your quality of life.
Financial advisor consultation with clients on retirement, finance planning or investment and document on laptop screen. Accountant woman, senior people and pension advice, asset management or budget

Wealth Preservation and Estate Transfer

Creating tax efficient solutions so that more of the wealth that you have built goes to your loved ones, not government taxation becoming the largest benefactor of your estate.
Concept of housing for family

Insurance Protection

The most important part of preparing for the future is protecting it. As a licensed insurance agent, I can help you prepare for uncertainty. Whether you outlive your retirement, pass away unexpectedly, or become disabled, there are products that can help protect the life you've built for you and your loved ones.
Disability insurance form

Disability Insurance

Don’t let an unexpected disability compromise your prime earning years. With disability insurance you can still receive income even if you’re unable to work due to an injury or other unforeseen circumstance.
Doctor with cancer patient

Cancer and Critical Illness Protection

Cancer and critical illness insurance protection are two vital forms of coverage designed to give you financial support when encountering severe health issues. These types of insurances play crucial roles during unpredictable times marked by serious illnesses or conditions.
Post secondary college students

Post-Secondary Funding

No parent wants to compromise the quality of their children’s education, yet tuition costs continue to rise. Whether you’re preparing to send your first - or fifth - child to post-secondary education, I am here to share useful tactics on how to effectively support your children’s future while still saving for yours.
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What our Clients are Saying

My wife and I have utilized George's expertise for a number of policies/investments and found him to be an attentive listener, informative and very helpful. We have felt that his guidance was very appropriate to our needs and we appreciate the regular follow up with investment reports & progress updates. George's trustworthy and sincere character is always reassuring, and we would recommend him to anyone looking for insurance or investment products.
Sincerely, S & S
I have been a client of George Daniel’s for approximately 5 years and I am very confident with his level of commitment and professionalism. Thank you, George, for all you do!
Rose P.
Patient, explained things to me at a very basic level, always available to answer my questions, kind, knowledgeable and most importantly, my funds have grown so much!!! 5 stars all the way!
Merina F.
It’s with great pleasure, I share my experience, relationship and work with George. He has helped me learn effective steps to move forward financially and together, we made decisions to prepare a timeline to help me approach retirement with confidence. We have built a trusting relationship to guide my insurances, and investments needs. You can count on George to listen, provide regular check-in’s, updated reports, monitor investments and provide education on products. George is trustworthy and I would recommend him to others interested in purchasing insurance and investment products.
Margie G.
George has been diligent in listening to my financial wants and needs. Informative without being pushy.
Sandy B.
Great advice, and listens to my personal needs and wishes.
Dave S.

Our Latest Blog Posts

Marathon Running Race

The Long Run to Retirement

Forget the spreadsheets, charts, and tax codes for a moment.As a marathon runner training for races in Sydney and Berlin, I’ve realized that preparing for

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October 9, 2025

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